Thursday, September 03, 2009

my views on health care

This status line has come up on Facebook recently:

"(person's name) thinks that no one should die because they cannot afford health care, no one should go broke because they get sick, and no one's child should miss a doctors appointment because it costs to much. If you agree, join us in posting this as your status."

I want to respond to this statement.

First of all, I would like to see some numbers on this whole dying thing - I've never heard of someone dying because they could not afford health care. The hospital cannot refuse to help you based on your ability to pay (granted, that is for emergency care, but still). Now, I have heard of people in countries like England & Sweden dying because they didn't receive care ...

Secondly, why shouldn't someone go broke because they get sick? Life happens. Do you want everyone else to pay for your car when you get in an accident? How about everyone else paying for you to go to college? I'm still broke because of college. But I don't think that it is anyone else's responsibility to pay for that but me. This is one of the biggest reasons in all our years of being unable to pay, we haven't defaulted on our student loans. If person A doesn't want person B to go broke because they are sick, person A has the opportunity to help pay for person B's medical bills. Why do we have to make it a universal thing?? I hate those bumper stickers that say "Health care for Everyone NOW!" I want to ask the person, "so, you wanna give me some money so I can get health insurance?" I'm pretty sure they would say no. It's really easy to give away someone else's money.

Thirdly, I totally don't get the whole children's health care thing. When Mrs. Clinton was pushing the immunizations for all children back ten years ago, I didn't understand the problem then. I had doctors and other people telling me, "if you can't afford to get your baby immunized, there is a clinic (gave me the address) that will do it for FREE (emphasis added)." Now people are saying kids can't go to the doctor because it is too expensive.
Here are some numbers I found on the DSHS website:
If your family size is one, you can make up to $1,805/mo. or up to $21,660 annually, and your children will qualify for FREE health care.
If your family size is 5, you can make up to $4,299/mo. or $51,580 annually and STILL qualify for FREE health care.
(For each additional family member (after 5), add $624/mo. or $7, 480/year.)
If your family size is one, and you make up to $2,257/mo. or $27,075/year, you qualify for insurance coverage with a $20/mo. premium for each child. Even if your family size is 5, and you make up to $5,373/mo. or $64,475/year, you will still qualify and pay no more than $40/mo.
So, say you still don't fit into the parameters here. There's another one - if your family size is one, and you make up to $2,708/mo. or $32,490/annually, your child would qualify. You would have a monthly premium of $30/mo. If you have a bigger family, say, of 5 people, and you made up to $6,448/mo. or $77,370/year ... your children would still qualify and you would pay no more than $60/mo.

According to the American Census Bureau, the median income of American families in 2007 was $50,740. So tell me, who can't afford doctor's visits for their kids?

I'll end on a lighter note. On the DSHS website, in the instructions for figuring out if you are eligible for aid, they state, "remember that a pregnant woman counts as two people when determining household size." :o)

Update

Holy cow! It's been a while since I blogged!!
Sorry to have been gone so long. Summer has been busy and while I have had thoughts ruminating in my head, I haven't been able to get them on paper.
So what has been going on? We had a busy summer. Now we are back to school! While we didn't really stop over the summer, we didn't do school every day like we are doing now.
Daniel is doing his final test in his Gamma book (Math U See)! He will be able to move on to Delta next week!
Nicholas is flying through his Alpha book. I am almost ready to just let him do the tests and see how he does.
Jonathan is in the Zeta book. He is learning about the metric system. FUN!
All the boys enjoy handwriting. I got the Handwriting Without Tears curriculum for them. They are all doing well with it.
This year, Nicholas gets to do history. I am very excited about learning with him. :)
On Friday, we will have our first day of homeschool co-op. We'll be learning some Bible verses, and studying electricity. We're going to get to go see one of the power plants in the city and tour one of the dams that provides electricity for Tacoma and the surrounding area. Very exciting stuff! Jeff will be teaching about electricity. I think we might be doing art with Michelle again, too, which the kids absolutely loved.
I'm looking into getting the boys into piano lessons. There is a teacher covered by CVA, so I don't think it means any out-of-pocket money for me.
On Monday, Nicholas fell while rollerskating and broke his right arm. :( He was a trooper, though, and is still doing fine. They had to put a cast on, which is blue, but they didn't have to reset his arm or sedate him at all. :) God is good.
What else? I went to Sequim for the lavender festival in July. That was a lot of fun. I really enjoyed hanging out with the ladies from church. Michelle let me hold Micah a lot, so I got a good baby fix in there, too! :)
Our garden is growing and producing a lot of cherry tomatoes and green beans. Something happened to the big tomatoes, though, they do not taste right. And our cucumbers are growing, but we keep missing some when we harvest, so we keep getting these great big ones!! We were hoping to do pickles, but I think we've enjoyed eating the cukes too much to pick them when they are small.
I am hoping to do some canning this year. We have friends who will give us plums, and someone else said they had peaches ... was thinking, perhaps, making the big tomatoes into sauce would help their funny taste. And I really need to can the beans!!
What else is new? The boys missed about a month of swimming and jujutsu because they were sick. It was mostly Jonathan - he had some weird lumps on his neck. They said it was a virus that attacked his lymph nodes - just the ones on his neck. When Nicholas broke his arm, the pediatrician's office was NOT helpful (should have just advised us to go to the emergency room, not tell me they didn't have any openings for our regular doctor, and no other openings until 2:45 [it was 12:30]!!), so I am going to change our pediatrician. Was really mad about that, and am now wondering if they misdiagnosed Jonathan. So, when we switch drs., all three boys will get a physical, just to be on top of things. :)
Think that is all for now.




You Are a Passionate Red Car



You are a wild and dramatic soul. You need a lot of freedom in your life.

You are special and singular. You have a unique take on life, and you're proud to be different.



You feel and love deeply. You experience every emotion vividly.

You have a lot of ups and downs in your life, but you find that exciting. You can't help but love the drama.

The Car Oracle